Upstart Holdings, Inc. Stock

Nasdaq · UPST

Upstart Holdings, Inc. stock price, charts, financials and news.

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About Upstart Holdings, Inc.

Upstart Holdings, Inc. is represented in this directory by its Nasdaq listing, UPST. The research panel brings together its attributed price chart, technical indicators, financial data and news.

Company identity and market-value ranking use a dated source snapshot. Reporting details below come from the company’s SEC filings where supplied.

Legal name
Upstart Holdings, Inc.
Listing
Nasdaq · UPST
SEC CIK
0001647639
Directory rank
#1817
SEC industry classification
Finance Services
Reported business location
BURLINGAME, CA
Bid
Not supplied
Ask
Not supplied

The price and chart use the attributed providers shown above and may be delayed. A bid/ask feed and exchange order book are not connected to this page.

Capital & shareholder returns

Reported cash flows, financing and balance-sheet information.

Showing previously retrieved data. SEC data retrieved 4 Nov 2026, 08:47:26 UTC. Last successfully checked 4 Nov 2026, 08:47:26 UTC. Reporting periods are shown below.

Operating cash flow−$147.725mYear ended 31 Dec 2025
Share repurchases · cash paidNot suppliedYear ended 31 Dec 2025
Dividends · cash paidNot suppliedYear ended 31 Dec 2025
Cash & cash equivalents$461.484mAs of 30 Sep 2026

Annual cash flows

US dollars · Complete annual reporting periods
Reported measureYear ended 31 Dec 2025From 1 Jan 2025
Filed 10 Feb 2026
10-K ↗
Year ended 31 Dec 2024From 1 Jan 2024
Filed 10 Feb 2026
10-K ↗
Year ended 31 Dec 2023From 1 Jan 2023
Filed 10 Feb 2026
10-K ↗
Operating cash flow−$147,725,000$186,331,000−$111,712,000
Capital expenditure$347,000$837,000$1,527,000
Free cash flow · calculated−$148,072,000$185,494,000−$113,239,000
Payments for share repurchasesNot supplied$0$0
Dividends paidNot suppliedNot suppliedNot supplied
Proceeds from long-term debtNot suppliedNot suppliedNot supplied
Repayments of long-term debtNot suppliedNot suppliedNot supplied
Net financing cash flow$405,645,000$559,871,000$165,487,000

Repurchases, dividends and repayments are cash payments. Net financing cash flow retains its reported sign. Free cash flow is operating cash flow less capital expenditure for the same period. Dividend payments may include dividend equivalents; the source filing gives the line-item definitions.

Cash, securities & debt

As of 30 Sep 2026 · USD

Cash & cash equivalents
$461,484,000Filing ↗
Marketable securities · current
Not supplied
Marketable securities · noncurrent
Not supplied
Commercial paper
Not supplied
Long-term debt · current portion
Not supplied
Long-term debt · noncurrent
Not supplied
Total assets
$3,339,042,000Filing ↗
Shareholders’ equity
$887,420,000Filing ↗

Debt components follow the company’s reported standard concepts. A total is not inferred from potentially overlapping debt categories. Missing amounts are not treated as zero.

Reported share counts

Shares on filing cover
98,908,658Filing ↗As of 27 Oct 2026
Filed 3 Nov 2026
Period-end common shares
98,906,930Filing ↗As of 30 Sep 2026
Filed 3 Nov 2026

Shares outstanding and weighted-average shares used for earnings per share are different measures. Separate share classes or depositary receipts can also have different units; consult the filing for the security represented.

Source: SEC EDGAR · Retrieved 4 Nov 2026, 08:47:26 UTC. Each amount retains its period, filing date and original source.

Ownership disclosures

Ownership percentages require a dated holder disclosure. The source filings below provide the company’s available proxy and shareholder information.

A live shareholder register or verified ownership-percentage feed is not connected.

Listing & company filings

Listed tickerUPSTNasdaq
Market value in ranking snapshot$2.10bn3 Nov 2026
SEC reporting company0001647639Central Index Key
Recent SEC filings
FormFiledReport dateSource
10-Q3 Nov 202630 Sep 2026Read filing ↗
8-K3 Nov 20263 Nov 2026Read filing ↗
8-K20 Oct 202616 Oct 2026Read filing ↗
10-Q/A5 Aug 202630 Jun 2026Read filing ↗
10-Q4 Aug 202630 Jun 2026Read filing ↗
8-K4 Aug 20264 Aug 2026Read filing ↗
8-K28 May 202628 May 2026Read filing ↗
8-K19 May 202619 May 2026Read filing ↗

IPO dates, offer prices and stock-split histories are shown only when a verified company-specific source is connected. They are not supplied by the current directory feed.

Market-value snapshot: TickerInside, CC BY 4.0. This is a source observation, not a live valuation.

UPST stock FAQs

Where is Upstart Holdings, Inc. listed?

This page covers the Nasdaq listing UPST. Company and exchange identifiers come from the dated directory sources linked above.

Are the stock price, bid and ask live?

Price and chart delays depend on the provider and are identified in the research panel. No bid/ask feed is connected. Check an appropriately entitled brokerage market-data service for an executable quote.

What do the capital and funding figures show?

They show the company’s reported cash flows and balance-sheet figures where matching standard facts are available. Cash paid for buybacks or dividends is separate from a new authorization or dividend announcement. Each figure retains its reporting date.

Why can a financial figure be unavailable?

A company may use a different reporting currency, accounting standard or filing concept, or the source may not supply that fact. Missing values remain unavailable. The official filing links provide the original disclosures.

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